Citizens National Bank, Loans

Traditional Home Loans • Home Equity Line of Credit (HELOC) • Auto Loans
Auto Loans • Business Planning and Commercial Loans • Agricultural Loans


Citizens National Bank offers a traditional monthly residential mortgage loan. A variety of competitive adjustable, balloon and fixed rate products are available. Call or visit a Citizens loan officer today to tailor the product that best meets your monthly budget.


Let the equity you have in your home put cash in your hand for any purpose. This revolving load product can easily be accessed through your own convenient book of checks. See a CNB loan officer today to discover the advantages of a CNB HELOC.

We've got low rates on New Auto Loans that will really get you moving in the right direction. Never before has it been so fast and easy to get financing on the new vehicle of your dreams for approved applicants.

We will tailor the terms to meet your needs. You're on the right road if you pull into Citizens National Bank.

Related Links:

NADA Official Used Car Guide Company

Kelley Blue Book - New Car Pricing, Used Car Values

Auto Loans

We Mean Business. Your Business.
Expanding? Relocating? Starting Up?
There are so many decisions to make when starting and maintaining a business. Choose the professionals at Citizens. We will listen to your needs and create a business plan that reflects your specific goals.

We have loans available for:

Operating capital

Equipment purchase

Inventory buildup

Commercial real estate

Municipal loans

We will work closely with you to maintain the integrity of your business objectives with customized repayment terms best suited for you. The result is a personal money management program for the long run.

One of the most dominant industries in Illinois is agriculture. Citizens National Bank has made a commitment to the agricultural industry with our Professional Lenders and Professional Farm Management. We offer loans for all types of agriculture, including:

Operating Loans and Lines of Credit

Equipment Loans

Livestock Loans

Real Estate Loans for Land OR Improvements!

A Citizens agricultural lender will be happy to sit down with you and discuss your grain or livestock operation. If you want to expand your farm with more acres, more livestock or starting a new enterprise, think Citizens.

Citizens National Bank has also teamed up with the Citizens Insurance Services to offer full crop insurance coverage. Once your profits come in, we even offer opportunities to make your money grow with our office of LaSalle Street Securities, located right in an office of Citizens National Bank. Call today!

Agricultural Loans

Insurance and Investment products are not FDIC insured, are not guaranteed by the Bank and are subject to investment risk with possible loss of principal.